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JAIIB CAIIB STUDY MATERAILS

As per Section 269 T of Income Tax Act, the payment should be made through credit to account or issuing account payee cheque or DD, if the principal plus interest of term deposit is ……

a. Above Rs. 10,000
b. Rs. 10,000 or above
c. Above Rs. 20,000
d. Rs. 20,000 or above

Ans – d
………………………………………
Security required for Education Loan Upto Rs.4 lakh is …… (i) No security or Third party Guarantee, (ii) Co obligation of parent

a. Only (i)
b. Only (ii)
c. Either (i) or (ii)
d. Both (i) and (ii)

Ans – d
………………………………………

Money Laundering means ……

a. Conversion of assets to invest in Laundromats
b. Conversion of money which is illegally obtained to make them legitimate
c. Conversion of cash into gold to make them legitimate
d. Conversion of assets into cash to make them legitimate

Ans – b
………………………………………
Balance sheet is a statement of ……

a. Assets
b. Liability
c. Capital
d. All of the above

Ans – d
………………………………………

A current ratio of and above indicates that the availability of sufficient net working capital
and the ability of the firm to meet current liabilities.

a. 1.33:1
b. 1.44:1
c. 1.55:1
d. 1.66:1

Ans – a
………………………………………

Liquid or Quick assets = ……

a. Current assets – (stock + work in progress)
b. Current assets + stock + work in progress
c. (Current assets + stock) + work in progress
d. (Current assets + work in progress) – stock

Ans – a
………………………………………

The amount of cash that a firm keeps on hand in order to take advantage of any bargain purchases that may arise is referred to as its ……

a. Transactions balance
b. Compensating balance
c. Precautionary balance
d. Speculative balance Ans – d

The accounting entry required when the bank advises that a bank loan has been approved ……

a. Debit Cash Account credit Bank Loan Account
b. Debit Bank Account credit Bank Loan Account
c. Debit Cash Account credit Bank Account
d. Debit Bank Account credit Cash Account

Ans – b
………………………………………

Cash Flow Statement is also known as ……

a. Statement of Changes in Financial Position on Cash basis
b. Statement accounting for variation in cash
c. Both a and b
d. None of the above

Ans – c
………………………………………

Profit for the objective of calculating a ratio may be taken as ……

a. Profit before tax but after interest
b. Profit before interest and tax
c. Profit after interest and tax
d. All of the above

Ans – d
………………………………………

The working capital financing policy that subjects the firm to the greatest risk of being unable to
meet the firm’s maturing obligations is the policy that finances

a. Fluctuating current assets with long-term debt
b. Permanent current assets with long-term debt
c. Permanent current assets with short-term debt
d. Fluctuating current assets with short-term debt

Ans – c
………………………………………

Determining the appropriate level of working capital for a firm requires

a. Evaluating the risks associated with various levels of fixed assets and the types of debt used to finance these assets
b. Changing the capital structure and dividend policy for the firm
c. Maintaining short-term debt at the lowest possible level because it is ordinarily more expensive than long term debt
d. Offsetting the profitability of current assets and current liabilities against the probability of technical insolvency

Ans – d
………………………………………

Compared to other firms in the industry, a company that maintains a conservative working capital policy will tend to have a

a. Greater percentage of short-term financing
b. Greater risk of needing to sell current assets to repay debt
c. Higher ratio of current assets to fixed assets
d. Higher total asset turnover

Ans – c
………………………………………

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