The desire to have a commodity or service is called ……
a. Want
b. Utility
c. Goods
d. None of these
Ans – a
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The holder of the card can purchase goods and avail services, upto a specified limit, from (i)
Shops, Department Stores, Hotels, Restaurants, (ii) Railway Stations, Airlines etc, (iii)
Emporiums
a. Only (i) and (ii)
b. Only (i) and (iii)
c. Only (ii) and (iii)
d. (i), (ii) and (iii)
Ans – d
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A company which pools money from investors and invests in stocks, bonds, shares is not called as (i) A bank, (ii) An insurance company, (iii) Mutual Fund
a. Only (i) and (ii)
b. Only (i) and (iii)
c. Only (ii) and (iii)
d. (i), (ii) and (iii)
Ans – a
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What is Repo? (i) It is a method of borrowing against certain securities for a short period, (ii) The borrower undertake a commitment to purchase back the same securities after specified period at predetermined price, (iii) It is helpful in contracting liquidity in the system
a. Only (i) and (ii)
b. Only (i) and (iii)
c. Only (ii) and (iii)
d. (i), (ii) and (iii)
Ans – a
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Credit cards are of standard size and thickness and are embossed with the following details ……
(i) Name of card holder, (ii) Card number, (iii) Validity date
a. Only (i) and (ii)
b. Only (i) and (iii)
c. Only (ii) and (iii)
d. (i), (ii) and (iii)
Ans – d
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Communication technology ……
a. facilitates the processing of data
b. helps in transmission of data
c. enables decision support system
d. is a tool for data mining
Ans – b
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The minimum percentage of Priority Sector advances to be maintained by foreign banks in India with 20 and above branches ……
a. 40%
b. 18%
c. 32%
d. 60%
Ans – a
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Book debts can be financed by ……
a. Factoring
b. Forfeiting
c. Both a and b
d. None of these
Ans – c
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Encoding the contents of a message in such a way that hides the contents from outsider is not called as (i) encryption, (ii) decryption, (iii) cryptography
a. Only (i) and (ii)
b. Only (i) and (iii)
c. Only (ii) and (iii)
d. (i), (ii) and (iii)
Ans – c
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Following kind/s of market exist on the basis of geofrphical area (i) Retail Market, (ii) Local
Market, (iii) Global Market
a. Only (i) and (ii)
b. Only (i) and (iii)
c. Only (ii) and (iii)
d. (i), (ii) and (iii)
Ans – c
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Loans to corporates directly engaged in Agriculture and Allied Activities to an aggregate limit of 2 crore is covered under Prirority Sector as advances
a. Direct Agriculture
b. Indirect Agriculture
c. Self Employment Scheme
d. Allied to indirect Agriculture
Ans – a
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