The part of the computer that makes use of primary memory:
a. storage unit
b. central processing unit
c. output devices
d. all the above
Ans – b
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Which of the following products in retail banking do not fall under retail deposit products?
a. no frill accounts
b. deposit accounts of senior citizens
c. depository services
d. all the above
Ans – c
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According to marketing four Ps, credit terms can not be classified as (i) Place, (ii) Price, (iii)
Product
a. Only (i) and (ii)
b. Only (i) and (iii)
c. Only (ii) and (iii)
d. (i), (ii) and (iii)
Ans – b
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From buyers point of view, product is considered as ……
a. Customers cost
b. Customer solution
c. Convenient availability
d. Communication
Ans – a
Bancassurance is not …… (i) An insurance scheme to insure bank deposits, (ii) A composite financial service offering both bank and insurance products, (iii) An insurance scheme to insure bank advances
a. Only (i) and (ii)
b. Only (i) and (iii)
c. Only (ii) and (iii)
d. (i), (ii) and (iii)
Ans – b
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Communication channels such as buzz marketing and word-of-mouth influence are not classified as …… (i) non personal communication channels, (ii) non-emotional communication channels, (iii) personal communication channels
a. Only (i) and (ii)
b. Only (i) and (iii)
c. Only (ii) and (iii)
d. (i), (ii) and (iii)
Ans – a
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The minimum percentage of Priority Sector advances to be maintained by foreign banks in India with less than 20 branches ……
a. 40%
b. 18%
c. 32%
d. 60%
Ans – c
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The minimum percentage of Priority Sector advances to be maintained by Domestic commercial banks ……
a. 40%
b. 18%
c. 32%
d. 60%
Ans – a
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Loans to corporates directly engaged in Agriculture and Allied Activities to an aggregate limit of more than 2 crore is covered under Prirority Sector as advances
a. Direct Agriculture
b. Indirect Agriculture
c. Self Employment Scheme
d. Allied to indirect Agriculture
Ans – b
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Bank loans to Primary Agricultural Credit Societies (PACS) is covered under Priority Sector as
…… advances
a. Direct Agriculture
b. Indirect Agriculture
c. Self Employment Scheme
d. Allied to indirect Agriculture
Ans – b
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What is Reverse Repo? (i) It is a method of borrowing against certain securities for a short period, (ii) It is process where lender levels against the securities with a commitment to take back the securities from the borrower against payment at a specified price, (iii) It is helpful in contracting liquidity in the system
a. Only (i) and (ii)
b. Only (i) and (iii)
c. Only (ii) and (iii)
d. (i), (ii) and (iii)
Ans – b
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