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JAIIB CAIIB STUDY MATERAILS

Unit 38 : Consumer Behaviour and Product

Product is anything that can be offered to a market for attention, acquisition, use, or consumption that might satisfy a want or need.

Product Personality

The Core

The Associated Features The Brand Name and Logo The Package and Label

Product Levels Product Categories

Product Item, Product Line and Product Mix The Banking Product

Product Planning

The process of product planning consists of determining the strategies in respect of various elements:

  1. Product Line
    1. Product Mix
    2. Branding
    3. Packaging and New Product Development

Product Life Cycle

  1. Introduction
  2. Growth
  3. Maturity
  4. Decline

New Product Development

The Process of product Development comprises five main stages:

  1. Idea Screening
  2. Concept Testing
  3. Product Development
  4. Test Marketing
  5. Commercial Launch

Diversification

Diversification refers to entering attractive opportunities which are outside the existing businesses of the firm. Three types of diversification

  1. Concentric Diversification
  2. Horizontal Diversification
  3. Conglomerate Diversification

Other Aspects of Product Development

  1. Branding
  2. Line Extension
  3. Brand Extension
  4. Multibrands
  5. New Brands

Packaging

  1. Primary Package
  2. Secondary Package
  3. Shipping Package

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